IVF's can cost so much money. Thankfully I have Insurance that covers Infertility. Or at least that's what I thought. My Insurance allows us to have 10,000 life time max benefits for infertility, which we still have around 9,000 left. Well last year our coverage was 80/20 so that means we would have only had to pay around 3,000 for our IVF cycle. Well thanks to consumer driven health care my insurance was changed this year to 50/50. As blessed as I am to have any coverage at all, now with only 1 1/2 months till our IVF we have to come up with more like 6-8 thousand to be able to afford our treatment.
After talking over all of our options from borrowing from family to taking money out of our profit sharing... we have decided to take out a new credit card (not my favorite option, I hate to be more in debt when a baby comes). Thant brings me to my latest thought, we will be putting our baby on credit. I think it's kind of funny. Of all the strange things people put on credit and all the things I've put on credit I never thought I would be putting my baby on credit.
We have our next doctors apointment next friday, March 4th, to talk about the details of our IVF. I will know exactly what medication I will be talking and when I will start the meds. I can't wait, less than 2 months left to wait is nothing when I think back on the last 3 1/2 years we have been trying.
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